The Credit You DeserveIf your credity history needs help, I hope you will utilize the information contained within this page to your benifit. Your Credit ScoreThe information in your credit history is used to create your credit score, a three-digit number that shows how likely you are to pay your debts, based on statistics of how millions of other people pay their debts. The higher your score, the more likely you are to be a good credit risk for a creditor. For example, FICO credit scores, which are produced by Fair Isaac and Co. and used by more than 70 of the nation's 100 largest finacial institutions, range from the 300s to about 850. Usually you need a score at least in the 600s to get a mortgage. Some companies charge lower interest rates to people with high scores.
Getting a Vehicle"How can I get a job that will enable me to pay my debts if I don't have a car to get to work" Credit Acceptance is an indirect sales financial servies company specializing in products and services for a network of automobile dealers in North America and Europe. Credit Acceptance provides automobile dealers with financing sources for consumers with limited access to credit and delivers credit approvals in less than 30 seconds through the Internet. Through its financing program, Credit Acceptance helps consumers change their lives by providing them with an opportunity to improve their credit score by making timely monthly payments that Credit Acceptance reports to each of the three national reporting agencies.
We also have our own Credit Application which you could download.
We also accept all Major Credit Cards
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